With rising housing prices and a shifting interest rate environment, affordability continues to be a top concern among homebuyers.  Fortunately, there are ways to increase mortgage affordability when buying in a competitive real estate market. ...Read More

Hello to all my valued clients!   I am pleased  to announce that in order to serve you better I have moved to Verico Complete Mortgage Services. Same contact information and same great service! So Spring is ...Read More

In recent weeks, there have been numerous articles in the national media on the state of the Canadian mortgage industry. Issues regarding the impact of longer amortizations and a perceived failure to anticipate the effects of ...Read More

There’s been a lot of talk about real estate in the news in recent months. We’ve heard about declining housing starts, falling existing home sales, double-digit price depreciation, subprime fallout and foreclosures in the United ...Read More

More and more Canadians are taking a close look at the investment and lifestyle benefits of a vacation home. While purchasing a cottage or similar property is not as cumbersome as commonly believed, there are ...Read More

Mortgage brokers work as your agent, and they represent only your interests. When you walk into your favorite financial institution, the employee you will see works for this institution, obviously. ...Read More

FIXED Versus VARIABLE TERM? Here are some simple facts to consider when you think about Fixed VERSUS Variable term: “The Bank of Canada slashed interest rates by half a percentage point ...Read More

Did you know that a mere $30 extra with each of your monthly mortgage payments could save you about $11,000 over the life of your mortgage? When you add it up that‚s roughly what you ...Read More

With a new year beginning......Read More

Self-Employed Making Tradeoffs but Not Giving Up Real Estate Dreams As any self-employed person will tell you, building a business can mean making some significant personal trade-offs. A September 2007 Mortgage Intelligence survey of self-employed Canadians indicated ...Read More

RRSP season brings out the best and the worst in clients. Many have old questions; wondering if they should top up their RRSP or instead put the money towards their mortgage, save for a down ...Read More

Is it time to lock in your mortgage at a fixed rate, or stay with a variable rate? With so many mortgage holders wondering if they should go with a variable-rate or a fixed-rate strategy, the ...Read More

With the Bank of Canada announcing it is maintaining its key interest rate, variable rate mortgage holders can cheer about their payments remaining unchanged. Meanwhile, the price of some fixed-rate mortgages has been inching down ...Read More